Marissa Anwar, MSc, is the Toronto‑based founder of Thirty Six Months, a personal finance site read by 60,000+ Canadians monthly. Formerly a biotech consulting director, she paid off $47K in debt in under 3 years and now blends straight-talk money advice with a decade of DIY investing. Marissa has been featured in The Washington Post, Toronto Star, CBC, and MoneySense, and sits on the advisory boards of fintech startups. When she’s not optimizing ETFs, she’s scouting error-fare flights—because she’ll never tell you to skip the latte.
Opinions are her own. This article is for informational purposes only and not professional financial advice.