For Canadians Who Want to Save, Stack & Still Live Their Life
Tools and tips to help you earn more, stress less, and hit those money goals without sacrificing fun!
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Not sure where to start?
Start Here: Get Your Money Working for You
Wherever you’re at in your money journey — whether you’re just starting to budget, ready to invest, or trying to grow your savings — this is where you’ll find the tools and guidance to get moving confidently.

Budget Better
Take control of your spending without feeling restricted.

Start Investing
Begin investing in Canada — no finance degree required.

Boost Your Money
Smart ways to save more and earn extra — without cutting everything fun.
Tools
What I Use to Stay on Track
I’ve tried the shiny apps, the old-school spreadsheets, and that one budgeting system that promised to change my life (it didn’t). What you’ll find below? The tools that actually stuck.
These are the money helpers I rely on to budget without crying, invest without spiraling, and save without feeling like I’m on a financial cleanse. Zero fluff. Zero pressure. Just the good stuff that helps me stay on track — and might work for you too.
Want to know which ones might work best for you? You can totally copy my stack — or take the quiz I’m putting together and build your own.
READ: Why I Use Wealthsimple as My Primary Investing App
There’s a reason why I’ve been using this tool for over 10 years.
GUIDE: FHSA Contribution Limit 2025 + How to Use It
The First Home Savings Account is the only account that gives you tax-free growth and tax deductions. Here’s how to max it out — with real examples, comparisons, and a no-fluff checklist.
SAVE: Best High-Interest Savings Accounts in Canada (2025)
Make your money earn more than 0.01%.
We compared Canada’s top HISAs — including EQ, Neo, Tangerine & more — so you know where to stash your savings and actually grow it. No gimmicks, just real rates
Latest Posts
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Real people, real results. Thousands trust Thirty Six Months to make smarter money moves — no finance degree required.
Actionable Resources
Guides, tools, and templates you’ll actually use — including our no-stress budget tracker.
Access You’ll Actually Want
Lifetime access to everything we send — because learning how to manage money takes time (and we’ve got you).