Terms of Service
Welcome to ThirtySixMonths.com
Last Updated: April 21, 2025
Please read these Terms of Service (“Terms”, “Terms of Service”) carefully before using the ThirtySixMonths.com website (the “Service”) operated by ThirtySixMonths (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
Content
Our Service allows you to view content related to personal finance, investing, debt management, financial planning, and related topics. All content on the Service is for informational purposes only.
User Contributions
Users may be permitted to post, link, store, share, or otherwise make available certain information, text, graphics, videos, or other material (“User Content”) on our Service through comments, forums, or other interactive features. By providing User Content to the Service, you grant us the right to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Service. You retain any and all of your rights to any User Content you submit, post, or display on or through the Service and you are responsible for protecting those rights.
You represent and warrant that:
- You own the content you post or have the right to use it and grant us the rights mentioned above.
- The posting of your User Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person.
Intellectual Property
The Service and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of ThirtySixMonths and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of ThirtySixMonths.
Prohibited Uses
You agree not to use the Service:
- In any way that violates any applicable federal, state, local, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation
- To impersonate or attempt to impersonate ThirtySixMonths, a ThirtySixMonths employee, another user, or any other person or entity
- To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Service, or which may harm ThirtySixMonths or users of the Service
Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by ThirtySixMonths. ThirtySixMonths has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that ThirtySixMonths shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
Affiliate Disclosure
The Service may contain affiliate links, which means we may receive a commission if you click on a link and purchase something that we have recommended. While clicking these links won’t cost you any extra money, they will help us to keep this site running and continue to provide valuable content. We only recommend products or services we genuinely believe will add value to our readers.
Termination
We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Governing Law
These Terms shall be governed and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Contact Us
If you have any questions about these Terms, please contact us at:
- Email: [marissa @thirtysixmonths.com]